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Planning tool

Using the payment calculator

Understand what the calculator includes—and what it leaves out.

Use your own assumptions

Enter an amount, annual interest rate and term. No advertised rate is preselected. Change one input at a time to compare scenarios.

Read the estimate carefully

The tool models equal monthly principal-and-interest payments on a fully amortizing fixed-rate loan. It does not model interest-only or balloon structures.

Discuss actual terms separately

Taxes, insurance, closing costs and other fees are excluded. A calculation is not a quote, APR disclosure, pre-approval or commitment to lend.

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